LTCi Consultants in Rochester, an independent long-term care insurance firm owned by Bill Monte.
I specialize in long-term care insurance planning and represent high quality, financially sound long-term care insurance companies.
As a Long-Term Care Insurance specialist, the focus with every client is to educate them on what they truly need to know, understand about long-term care insurance, and help them to explore the feasibility of designing a plan of protection that combines the most appropriate combination of benefits at a cost that is economically comfortable for them. The independence of my practice allows me to work in a consultant's capacity with all 11 companies that offer long-term care insurance in the state of New York, allowing me to competitively research and explore all options available to you. My goal is to find the most appropriate plan, at the lowest possible cost!
More people over 65 go broke by neglecting the need for long-term care planning than any other reason. The Wall Street Journal has said "The biggest mistake investors are making today is failing to consider long-term care needs," and "for a couple turning 65 there is a 75% chance of one needing long term care."
Two of every five people over the age of 65 will eventually spend some time in a convalescent care facility.
With these facts in mind, it is a good idea to contact Bill Monte at LTCi Consultants to discuss your long-term care insurance, estate preservation and financial planning needs.
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